Website Policies

You, can access (herein after referred to as “Site/Website/ICCL Website”), subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of ICCL as set out below ("Terms of Use"). This Agreement is for an indefinite term and you understand and agree that you are bound by such terms.

Reference to "we," "our," or "us" in this Policy ("Policy" shall mean and include the "Terms of Use," "Privacy Policy", "Disclaimer" "Copyright Policy", "Content Contribution, Moderation and Approval Policy", "Content Review Policy", "Hyperlinking Policy", "Website Monitoring Policy", "Website Security Policy" and "Contingency Management Plan" of ICCL Website), we are referring to ICCL along with its affiliates and group companies and the ICCL Website.

When we talk about "you" "your" "User" "Visitors" we are referring to the users accessing/visiting/using the ICCL Website.

By visiting this Site, you represent and warrant to ICCL that you have the right, authority and capacity to use the Site and you agree to abide by this Policy including the Terms of Use.

  1. The Site is owned, managed and operated by ICCL.
  2. You hereby declare that you are of 18 years of age or older and you are visiting the Site at your own risk and you alone shall be responsible and liable for your actions. You also represent and warrant to us that you will use the Site in a manner consistent with any and all applicable laws and regulations.
  3. By using the Site, you agree to follow and be bound by all terms and conditions concerning your use of the Site. Certain areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site.
  4. Our website may use cookies. By using our website and agreeing to these terms of use, you consent to our use of cookies in accordance with the terms of our privacy policy.
  5. Our website may use third-party plug-ins, which are duly licensed and are used in terms of the applicable end-user license agreements. By using our website and agreeing to these terms of use, you consent to abiding by the relevant end-user license agreements.
  6. ICCL may terminate User's access to the Site or any part thereof at any time and for any reason without any notice. The provisions regarding disclaimer of warranty, accuracy of information, software, database other system or functionality of website and indemnification shall survive such termination. ICCL may monitor User's access to the Site.
  7. ICCL may change or discontinue any aspect of the Site at any time, including, its content or features. ICCL reserves the right to change the Terms of Use applicable to use of the Site. Such changes shall be effective immediately upon notice, which shall be placed on the Site.
  8. All contents on the Site are the exclusive property of ICCL except the third party content. The software, text, images, graphics, video and audio used on the Site belong to or are licenced to ICCL or its Holding Company. No material from the Site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from ICCL. All rights not expressly granted herein are reserved. Unauthorised use of the materials appearing on the Site may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. You are granted a non-exclusive, non-transferable, limited right to access the Site and avail the services provided by ICCL on the Site.
  9. ICCL does not make any warranties, express or implied, with respect to any service, information, data, software, system, functionality, statements or products made available on the Site. The information contained in the Site has been obtained from sources believed to be reliable. The Site, and all content, materials, information, software and services provided on the Site, are provided on an "as is" and "as available" basis.
  10. ICCL does not warrant that the Site will operate error-free or that the Site and its servers are free of computer viruses or other harmful mechanisms. If your use of the Site or content therein results in the need for servicing or replacing equipment or data, ICCL is not responsible for any such costs. Site and content are provided on an "as is" basis without any warranties of any kind. ICCL to the fullest extent permitted by law, disclaims all warranties, whether express or implied, including the fitness for particular purpose and non-infringement. ICCL makes no warranties about the accuracy, reliability, completeness, or timeliness of the content, services, software, text, graphics, and links.
  11. ICCL shall not be liable for any damage to User's computer system or loss of data that result from the download of any content, materials, and information from the Site or use of any software, systems, functionality, or other services on the Site. Under no circumstances will ICCL be liable in any way for any content, including, but not limited to, inaccurate, false, incomplete, threatening, defamatory, obscene, offensive, illegal content, infringement of other's rights including intellectual property rights, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted or uploaded. Further, under no circumstances, ICCL shall be liable for any unlawful act of the User or its affiliates, relatives, employees, agents including misuse of any data, unfair trade practices, fraud, cyber squatting, hacking and other cyber crimes. In no event shall ICCL be liable for damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use Site, or any information provided thereon, or any claim attributable to errors, omissions or other inaccuracies in the Site.
  12. You should not send, submit, post, or otherwise transmit, material or messages that contain software virus, or any other files that are designed to interrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of the Site, or other user's ability to use the Site.
  13. You should not conduct any systematic or automated data collection activities (including scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent.
  14. You should not use our website to transmit or send unsolicited commercial communications.
  15. You should not use our website for any purposes related to marketing without our express written consent.
  16. User agrees to indemnify and hold ICCL, its Holding Company, affiliates, officers and employees, harmless from any claim, demand or damage, including reasonable attorney's fees, asserted by any third party due to or arising out of your use of or conduct on the Site. ICCL reserves the right to disclosure any personal information about you and your use of the Site including its contents, without your prior permission if ICCL has a good faith belief that such action is necessary to :
    1. conform to legal requirements or comply with legal process;
    2. protect and defend the rights or property of ICCL or its affiliated companies;
    3. enforce the Terms of Use; or
    4. act to protect the interest of its members or others.
  17. The User's right to privacy is of paramount importance to ICCL. Any information provided by the User will not be shared with any third party, except in the manner provided under these Terms of Use and for the intended purpose for which such information is provided by the User, in which case User's consent is implied. ICCL reserves the right to use the information to provide the User a more personalized online experience.
  18. If the Site provides links to web sites and access to content, products and services from third parties, including users, advertisers, affiliates and sponsors of the Site, you agree that ICCL is not responsible for the availability of, and content provided on, third party web sites or content. The User is requested to peruse the policies posted by such third party web sites regarding privacy and other topics before use. ICCL is not responsible for third party content accessible through the Site, including opinions, advice, statements and advertisements, and User shall bear all risks associated with the use of such content. ICCL is not responsible for any loss or damage of any sort which User may incur from dealing with any third party.
  19. By using any third party content, User may leave the Site and be directed to an external website, or to a website maintained by an entity other than ICCL. If you decide to visit any such site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or any other destructive elements. ICCL makes no warranty or representation regarding, and does not endorse, any linked web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that ICCL or the Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of ICCL or any of its affiliates or subsidiaries. You hereby expressly acknowledge and agree that the linked sites are not under the control of ICCL and ICCL is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. ICCL is not responsible for webcasting or any other form of transmission received from any linked site. ICCL is providing these links to you only as a convenience, and the inclusion of any link shall not be construed to imply endorsement by ICCL in any manner of the website.
  20. For availing certain services under the Site, registration by the User may be required. You are responsible for maintaining the confidentiality of the account and related credentials and are fully responsible for all activities that occur under your password or account. By registering, you agree to the following terms in addition to any other specific terms which shall be posted at an appropriate location of the Site. We do not permit any of the following:-
    1. Any other person sharing your User Name and Password.
    2. Any part of the Site being cached in proxy servers and accessed by individuals who have not registered with Site as users.
    3. Access through a single User Name and credentials being made available to multiple users on a network.
  21. If we reasonably believe that a profile credentials are being used / misused in any manner as clarified above, we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.
  22. You specifically agree that ICCL shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received through the Site.
  23. Specific Prohibited Uses: The Site may be used only for lawful and permitted purposes by the Users for non-commercial purposes only. ICCL specifically prohibits any other use of the Site, and all Users agree not to do any of the following:
    1. Post or submit to the Site any incomplete, false or inaccurate biographical information or information which is not your own;
    2. Send unsolicited mail or e-mail, making unsolicited phone calls or send unsolicited faxes regarding promotions and/or advertising of products or services to a user of the Site;
    3. Delete or revise any material posted by any other person or entity;
    4. Take any action that imposes an unreasonable or disproportionately large load on the Site's infrastructure;
    5. Attempt to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Site;
    6. Aggregate, copy or duplicate in any manner any of the content or information available from the Site; or
    7. Aggregate, copy or duplicate in any manner any of the content or information available from the Site; or
      On non conformance by users of any of the aforesaid terms, ICCL may in its sole discretion, restrict or terminate the offending User's ability to access the Site and determine whether to take any other actions whether to remove or request the removal of the User's content. ICCL shall have no liability or responsibility whatsoever to Users for performance or non-performance of such activities.
  24. ICCL reserves the right in its sole discretion to investigate and take legal action against anyone who engages in any illegal or prohibited conduct or otherwise violates these Terms of Use, including without limitation, removing the User content from the Site and/or terminating the offending User's ability to access the Site and/or use services therein. ICCL may take any other action with respect to User content or User actions that it deems necessary or appropriate in its sole discretion if it believes it may create liability for ICCL or may cause ICCL to lose (in whole or in part) the services of its ISPs or other suppliers.
  25. The User hereby specifically agrees to comply with the requirements of the Information Technology Act, 2000 as also rules, regulations, guidelines, bye laws and notifications made thereunder, while on the Site. The user also undertakes that the content provided by him/her is not defamatory, obscene, threatening, abusive or hateful. The User shall alone be responsible for all his acts, deeds and things and that he alone shall be liable for civil and criminal liability there under or under any other law for the time being in force.
  26. ICCL may, if you so choose send direct mailers to you at the address given by you. You have the option to 'opt-out' of this direct mailer by way of links provided at the bottom of each mailer. ICCL respects your privacy and in the event that you choose to not receive such mailers, ICCL will take all steps to remove you from the list.
  27. ICCL recognizes the receipt, transmission or distribution of spam emails (unsolicited bulk emails) as a major concern and has taken reasonable measures to minimize the transmission and effect of spam emails in its computing environment. All emails received by ICCL, are subject to spam check. Any email identified as spam will be rejected with sufficient information to the Sender for taking necessary action. With this measure, along with other technical spam reduction measures, ICCL hopes to minimize the effect of spam emails. ICCL reserves the right to reject and/or report any suspicious spam emails, to the authorities concerned, for necessary action, from time to time.
  28. No failure or delay by ICCL in exercising any right, power or privilege under the Terms of Use will operate as a waiver of it, nor will any single or partial exercise of it preclude any further exercise or the exercise of any right, power or privilege under the Terms of Use.
  29. The Site is controlled, operated and administered by ICCL from its offices within India. ICCL makes no representation that Materials on this site are accurate, appropriate or available for use at any other location(s) outside India. Any access to this site from territories where their contents are illegal is prohibited. You may not use the site or export the materials in violation of any applicable export laws and regulations. If you access this site from a location outside India, you are responsible for compliance with all local laws.
  30. The Terms of Use shall be governed by the Laws of India. The Courts of law at Mumbai shall have exclusive jurisdiction over any disputes arising under the Terms of Use.
ICCL is the owner of copyright in all information featured on this website and no portion of the information on this website may be reproduced on or transmitted to or stored in any other website or in other form of electronic retrieval system or by in any other form or by in any other means, without due permission from ICCL Ltd. Users may view, print copies in hard copy and download the information for personal, non-commercial or educational purpose without in any way amending, altering, deleting or modifying any part of the information and provided full acknowledgement that the information originated from ICCL's website is given in the copy of the material.. However, the permission to reproduce this material shall not extend to any material which is identified as being copyright of a third party. Authorisation to reproduce such material must be obtained from respective copyright holders concerned. The contents of this website cannot be used in any misleading, derogatory or objectionable context.
Contents of this website are dynamic as well as static. The dynamic contents are updated on the website once it has been tested and given a sign-off by the relevant department. Static contents are contributed/updated by the relevant departments and are published on the website upon receipt of the approval from them. Creation and approval trails are maintained for the purpose of avoidance of redundancy and inaccuracy, however warranty is expressly disclaimed. Should you happen to come across any content which, to the best of your knowledge is inaccurate, incorrect, misleading or inadequately/improperly qualified, you should report the same to ICCL using Feedback or contact us option available on the website.
No content of the site is removed and achieved. Hence Content Archival Policy is not required.
Relevant departments of ICCL, through their appropriate organisational structures, are responsible for the periodic review of static content on the ICCL Website in order to maintain their veracity and currency. Dynamic content, once it achieves staticity, is subject to the same periodic review. However, warranty for the same is expressly disclaimed.
At many places in this website, you shall find links to other websites/portals. These links have been placed for your convenience. ICCL is not responsible for the contents and reliability of the linked websites and does not necessarily endorse the views expressed in them. Mere presence of the link or its listing on this website should not be assumed as endorsement of any kind. We cannot guarantee that these links will work all the time and we have no control over availability of linked pages. While we endeavour to remove and replace broken links upon requests or otherwise, the presence of such broken links may not be attributed to us in any manner. ICCL reserves the right to refuse to include any link or to terminate/remove any existing link on ICCL Website, without providing any notice to the party in case ICCL finds any content, wording, graphics or the like to be obscene, hurtful to the sentiments of the masses, objectionable/disparaging to ICCL or illegal in any manner or for any other reason whatsoever at any time.

Links to the ICCL website by other websites/portals
We do not object to you linking directly to the information that is hosted on our site and no prior permission is required for the same. However, we would like you to inform us about any links provided to our site so that you can be informed of any changes or updations therein. Also, we do not permit our pages to be loaded into frames on your site. Our website's pages must load into a newly opened browser window of the user. Our Terms of Use and Copyright Policy, along with all such other relevant policies, shall apply in case of linking of the ICCL website.
Under the Website Monitoring Policy, we monitor periodically to address and fix the quality and compatibility issues around the following parameters:

  • Functionality: All modules of the website are tested for their Functionality for their smooth working.
  • Performance: Parts of the website are periodically tested for the ping-rates and download time on sample basis.
  • Broken Links: The website is thoroughly reviewed to rule out the presence of any broken links or errors.

    While monitoring is done on a best-effort basis, given the sheer volume, fungibility and time-sensitivity of the data, ICCL expressly disclaims any warranty in this regard.
In case of any defacement, hardware/software crash, data corruption and natural disasters, prompt action needs to be taken by authorized personnel for restoration of services. The Hosting Service Provider has a 'Disaster Recovery Centre (DRC)' set up at a geographically remote location and the website is switched over to the DRC with minimum delay and restored on the internet.
Website requires security clearance certificate before hosting any website in its data centre. The website is audited by Cert-in empanelled auditor and all the vulnerabilities are sought to be fixed from time to time. Website is complied with . Data and infrastructure security are managed in terms of the extant policy, as indicated above.